Are payroll deduction plans worth the cost?
I’m considering upgrading my home office through a payroll deduction program because the monthly payments are way easier to handle than a huge upfront bill. Is the convenience worth the slightly higher total price, or should I just save up the cash?
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I've used these programs for several big-ticket electronics and for me, the predictability is the biggest selling point. I searched through dozens of Purchasing Power reviews to see if people felt the markup was fair, and most agree that the zero-interest aspect makes it a solid alternative to high-interest credit cards. The payments coming directly out of your check means you never have to worry about a missed deadline or a late fee. It’s a very stress-free way to get the gear you need now without draining your entire emergency savings account at once.